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Arizona Hard Money Lenders

Why are we one of the top hard money lenders in Phoenix?


Extremely Fast Funding

Our funding process is amongst the fastest in the industry. We even offer 24 hour period turn around time for business purpose loans! Ensuring you get your money as fast as possible is of the utmost importance to us.

Effective Communication

Our hard money lending specialists are always on top of the situation and will provide assistance at every junction. Rest assured we will handle your application and entire process diligently, effectively, and efficiently.

Proven Results

Time and time again we have proven ourselves to be the most efficient and effective hard money lenders in Arizona. Our goal is to make you a happy client so that you come back again and refer your friends!

Arizona Locals

Being located in Phoenix, Arizona, we know the local Valley landscape very well. This puts us in a great position to know exactly which lenders will be interested in your loan. You aren't dealing with a non-local lender.

Industry Veterans

We've been working with lenders in the hard money industry for over 3 decades. Trust the veterans who can get you your funds as fast as possible. Our knowledgeable staff is experienced with a number of different hard money scenarios.

Reliable

Our clients and partners continually refers us new business, be it friends, family or co-workers. These referrals are the clearest form of validation that you are providing a reliable, valuable and trustworthy service!


What is Hard Money?


A hard money loan is a type of loan that is backed by a specific type of asset in the form of real estate. Hard money loans are normally issued by private lenders and investors, and typically come with higher interest rates.

Hard money loans are very similar to bridge loans. The main difference between a hard money loan and a bridge loan, is that bridge loans typically involve commercial properties or investment properties that are in transitional phases of achieving traditional financing.

Fast results

We can get you your hard money loan in as little as 24 hours from your paperwork being completed for business purpose loans.

Bad Credit OK

Bad credit or no credit, we don't mind! We can fund your loan strictly based on asset value or LTV.

Stated Income

No pay stubs, W-2s, tax returns, or other records are needed. We can fund you based on asset value and stated income.

Up to 85% LTV/LTC

We lend up to 85% LTV (loan to value) and LTC (loan to cost) for most deals. In certain scenarios we may even be able to do 90%+.

HMLA was prompt in returning his answer on my property. They had funding within a week and always answered the phone when I called or texted me back. I am positive that this is the main reason the whole process went so smooth. I look forward to working with you guys on more of my properties in AZ. Thank you.
Brian M

Fast results

We can get you your hard money loan in as little as 24 hours from your paperwork being completed for business purpose loans.

Bad Credit OK

Bad credit or no credit, we don't mind! We can fund your loan strictly based on asset value or LTV.

Stated Income

No pay stubs, W-2s, tax returns, or other records are needed. We can fund you based on asset value and stated income.

Up to 85% LTV/LTC

We lend up to 85% LTV (loan to value) and LTC (loan to cost) for most deals. In certain scenarios we may even be able to do 90%+.


Recently Funded Hard Money Loans

We work with individuals from multiple professions and industries.

We have solutions to many of the scenarios that occur with the lending process.

Are you interested in investing in trust deeds? Contact us today!

Start investing in high interest real estate backed and secured local hard money loans.
  • Borrowers
  • Mortgage Brokers
  • Mortgage Bankers
  • Banks
  • Realtors
  • Attorneys
  • Bankruptcy Attorneys
  • Trustees
  • Investment Advisors
  • CPAs
  • Escrow Agents
  • Trust Officers

Start your hard money loan application today! Call us.

What our clients have to say

Our customer satisfaction speaks for itself


I have done deals with HMLAZ twice and both times he was professional, and more importantly compassionate! My family and I were going through a rough time and not being able to qualify for a conventional loan and on the verge of losing our home came and he came to our rescue. He communicates well. Also calls back and doesn't leave you hanging for days. If you need help with a difficult loan he is your guy! I'm proud to say this business relationship also turned into a friendship. Thanks Michael you are the best!
John S
Client
Amazingly easy to work with. I love his energy and easy going attitude. He gets it done with no stress on the client's side! You cannot ask for a better hard money lender than Hard Money Lenders Arizona!
Inger H
Client
HMLA made the whole process very easy. This was my first time using a hard money lender and he was able to happily explain everything clearly and simply. Not to mention I happened to have the closing from h***, and if it weren't for them, I don't know what would've happened! Thank you so much for all your hard work, and I'm looking forward to doing more business with you in the future!
Tiffany B
Client
It was such a pleasure working with Hard Money Lenders Arizona on a recent transaction for a non profit corp. What I like best is that he has a proactive approach and is never difficult to reach. Of course his attention to detail, accuracy of information, and the ability to communicate clearly, is what really puts him over the top! Highly recommend!!
Sherry M
Client

Apply for your hard money loan today!

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